I can tell you that if we had separate accounts we would NEVER have risen to double platinum at Hard Rock. They offer to link accounts but I don't see any value in that over what we do; I have the account in my name-then I get duplicate cards and we both play on that one account. Any offer I get for shows, meals, etc always include "plus guest" so we don't lose anything by not having the second account (EXCEPT WHEN WE FIRST SIGNED UP AND WE BOTH GOT $10 FREE PLAY).

So based on all the wonderful stuff we have gotten (suites, cabanas, Ruth's Chris Meals, special events, tickets, etc) at Hard Rock I would tell you JUST USE ONE ACCOUNT and each of you use a card with that number. If we each had maintained our own cards...Dan would be at Gold and I would be barely Platinum. Instead we both enjoy Double Platinum benefits.

Worked that way at Harrah's when we used to go there, too. HOPE THAT HELPS. Good Luck!!